If you are interested in starting a business, or taking over one, you face a daunting task that carries a level of risk and excitement not possible in the ‘employee’ world.

If the financial independence of self-employment appeals to you – no boss, no income limits as to time and wage, and the ability to let your personal drive determine your compensation – then you will no doubt be eagerly going over the many options available to release you from your current job.

However, the rush of financial excitement must be tempered by the necessary cost of time, money and effort in properly setting yourself up independently.